Roof insurance claim assistance in Illinois

Roof Insurance Claim Assistance For Homes In Chicagoland and Northern Illinois

Illinois weather can damage your roof, the insurance claim process shouldn’t do more harm. Infinity Exteriors will inspect your roof for damage following storms, guide your roof insurance claim, and provide free roof repair and replacement quotes.

Schedule A Repair

Preparing For a Roof Insurance Claim in Illinois

Has your roof been damaged by a recent storm? Infinity Exteriors will guide you through the process of filing a roof insurance claim and getting your roof repaired or replaced. Here are 6 key steps to prepare for a roof insurance claim in Illinois

  1. Document the damage:
    Take plenty of photos and videos as evidence for your insurance claim.
  2. Get a roof inspection:
    We’ll assess the damage and provide a free estimate for repair or replacement.
  3. File an insurance claim:
    File a claim with your insurance company if repairs will exceed your deductible - we’ll help you through the process!
  4. Meet with the claims adjuster:
    Meet with the adjuster to get a coverage quote. We’ll work with your insurance company to get the most coverage possible.
  5. Hire a roofer:
    Contact Infinity Exteriors for a smooth, hassle-free roof repair or replacement.
  6. Pay only your deductible:
    After hiring Infinity, you’ll only need to pay your insurance deductible; your insurance provider will cover all other approved costs.

Dealing with roof storm damage can be stressful, but with Infinity Exteriors by your side, we'll simplify the insurance claim process and restore your roof to its pre-storm state. Don't face it alone – reach out to us today to begin the process!

Illinois Tarped roof insurance help

Why Hire Infinity For Insurance Claim Assistance?

  • check mark
    Free roof inspection and estimate
  • check mark
    Help with questions from your insurance adjuster
  • check mark
    Long-lasting roof repair and replacement
  • check mark
    We ensure your insurance provider provides a fair claim amount

Common Roof Damage Covered by Insurance

Home insurance aims to protect you when unpredictable weather events strike. While homeowners insurance policies vary, most often cover roof damage caused by: 

High Winds

illinois roof insurance assistance for high wind damage

Hailstorms

Roof insurance claim assistance for hailstorm damage in illinois

Lightning Strikes

Lightening damage roof insurance assistance in illinois

Falling Trees or Branches

Storm roof repair insurance claim assistance for illinois roofs

Fire

Roof insurance claims for fires and burned down homes in illinois

Heavy Snow or Ice

illinois roof insurance claims assistance for heavy snow or ice damage
Denied Claims
Free Inspections
Storm Roof Repair

Damage Claims Commonly Denied by Insurance

Insurance claims may be denied for wear and tear or excluded causes. To prevent denial, photograph damage thoroughly from all angles as visual evidence is vital. Check for missed deadlines, lapsed payments, or inaccurate details before submitting. Review policy terms and exclusions and verify coverage specifics in your homeowners' insurance policy.

FAQs About Roof Insurance Claims

Why do insurance claims get rejected?

Insurance companies often deny roof damage claims because they determine the homeowners are liable due to negligence, improper maintenance, or pre-existing wear and tear not covered by the policy. Thoroughly documenting storm damage can help appeal unfair denials.

How long does it take to process a storm damage insurance claim?

Insurance companies in Illinois have 45 days to make final payments after the claim is filed.

What makes a roof uninsurable?

Insurance companies may deem a roof too high risk to insure if it’s very old, made of certain materials, located in an area prone to weather damage, or already in poor condition.

Will my insurance increase after a storm damage claim?

Yes, filing an insurance claim for storm damage will likely result in increased premiums from your provider for the next policy term, even if the cause was out of your control.

Oh no!

JavaScript is required for full site functionality.